Healthy Choice and SCT Nepal Join Forces for a Healthier, Smarter Nepal

Healthy Choice and SCT Nepal Launching a significant leap forward for health-focused commerce and fintech innovation, Healthy Choice has announced a groundbreaking partnership with SmartChoice Technology Ltd. (SCT Nepal). This collaboration promises to redefine how Nepalese consumers approach both well-being and financial convenience, offering a powerful synergy between nutritious lifestyles and streamlined payment methods in Nepal.

As the demand for cashless payment solutions in Nepal grows, this alliance offers a timely response that caters to evolving consumer behaviors. At its core, this partnership is more than just business, it’s about delivering value, accessibility, and modernization to Nepal’s expanding digital economy.

SCT: Revolutionizing Digital Payments Across Nepal and India

SCT is a payment system operator (PSO) licensed by Nepal Rastra Bank (NRB), providing services to member banks and financial institutions in the card, QR, mobile banking, and IBFT domains. SCT currently has 1.5 million-plus active SCT-UPI debit card users transacting all across Nepal and India.
Healthy Choice Aesthetic Hospital, established in 2017, is Nepal’s first dedicated aesthetic hospital, located in Balwatar, Kathmandu. Plastic surgery, dermatology, aesthetic treatments, nutrition counseling, and cosmetic gynecology.

With a team of well-experienced professionals and state-of-the-art technology, Healthy Choice Aesthetic Hospital is committed to delivering personalized, high-quality aesthetic care to enhance the well-being and confidence of its patients.

Service Scope and Terms:

SCT is excited to partner with Healthy Choice for a special discount campaign. SCT-UPI cardholders will enjoy discounts on various services provided by Healthy Choice on condition that all payments are made via a POS transaction with their SCT-UPI card.

Hence, this MOU has been signed between SCT and Healthy Choice to define the terms, conditions and responsibilities as per below scope of work:

Healthy Choice will offer:

• Additional 5% discount for all ongoing and future digital offers/promotions/packages that include blood tests and dental/aesthetic/hair/dermal procedures & Treatment except MIFURF, MNRF, and Soprano Hair Removal packages.
• Additional 2.5 % discount for OPD Consulting, Implants, Hair Transplants, Plastic Surgery, Cosmetic Gynecology, Surgical packages, Instrument SCT/Healthy Choice/MOU.

Driving Cashless Payments in Nepal

One of the most notable aspects of this partnership is the push toward a fully cashless ecosystem. With the integration of SCT Nepal’s infrastructure, Healthy Choice outlets and online stores now accept a wider range of cashless payment solutions in Nepal. This assortment includes the most popular debit cards issued by SCT member banks.

For customers, this means fewer hassles with cash handling and a quicker checkout process, whether they’re shopping for organic snacks, meal kits, or nutritional supplements. Healthy Choice is ushering in a more digitally aware consumer experience by leveraging smart POS systems and QR-based payments backed by SCT.

Debit Card Empowerment: A Healthy Convenience

Let’s talk debit cards. In Nepal, this payment method is rapidly becoming a staple. With the rise of digital wallets and card-based payments, the partnership enables Healthy Choice customers to use their debit cards for seamless transactions.

SmartChoice Technology Ltd. supports some of the most popular debit cards in Nepal through its vast network of partner banks. These include, but are not limited to

• Nabil Bank
• Nepal Investment Mega Bank
• Machhapuchchhre Bank
• Siddhartha Bank

Thanks to this collaboration, shoppers can enjoy exclusive discounts and loyalty rewards when paying via debit cards supported by SCT Nepal. It’s a win-win: financial security and healthy living in one tap.

Advancing Payment Methods in Nepal with SCT

This initiative is not just about transactions—it’s about transformation. By empowering merchants and consumers alike, SCT Nepal and Healthy Choice are contributing to the larger mission of modernizing payment methods in Nepal.

Historically, Nepal’s reliance on cash has posed challenges in terms of hygiene, efficiency, and traceability. But with SCT’s tech-forward systems and Healthy Choice’s customer-focused operations, there’s a clear movement toward cleaner, smarter commerce.

Features that stand out include:

• QR-code-based checkout
• Contactless card payments
• Mobile app integrations
• Loyalty point systems linked to card usage

This innovation aligns with global trends while addressing Nepal-specific challenges like limited rural banking infrastructure.

Building a Smarter, Healthier Tomorrow

At a time when consumers are more conscious than ever about both what they consume and how they pay, the union of SCT Nepal and Healthy Choice sets a powerful precedent.

Here’s what we can expect in the near future:

• Health-focused subscription models with auto-debit features
• Personalized discounts based on purchase history
• Integration with fitness and budgeting apps
• Expansion to rural Nepal with mobile POS systems

This is more than just a partnership. It’s a movement.

A Healthier, Digitally-Connected Nepal

Healthy Choice and SmartChoice Technology Ltd. have sparked more than just a business deal; they’ve ignited a vision for a better Nepal. This is a Nepal that prioritizes making healthy decisions and ensuring secure transactions. This is a Nepal that embraces the future without compromising tradition.

By combining wellness with technology, this partnership brings to light a new standard for service excellence, digital adoption, and community impact.
In a landscape where cashless payment solutions in Nepal are just beginning to take root, this collaboration could serve as the blueprint for how innovation should look: accessible, empowering, and smart.